NIST 800-63-4 shifts away from checklist-based requirements towards a risk-based Digital Identity Risk Management (DIRM) framework. It places greater emphasis on stronger authentication methods that are resistant to phishing attacks as well as providing new ways of assuring identity proofing including remote proofing using video verification and hardware authenticators such as mobile driver's licenses.
Email OTP and SMS OTP have also been downgraded, further reinforcing FIDO Passkeys as the gold standard of multi-factor authentication (MFA). These key changes enable a Zero Trust model with adaptive, context-aware security.
IAL3 Compliance
NIST SP 800-63-4 IAL3 is the highest level of digital identity assurance, requiring high confidence in verified attributes and protecting against more sophisticated attacks such as falsification, theft or repudiation of evidence. Furthermore, this level of assurance requires strong ties between an individual's digital identity and them as individuals - typically reserved for national security, defense-related systems and government applications.
At CSP, proofing involves an intensive on-site verification session where an individual interacts with an experienced CSP representative during either an on-site attended or remote IAL3 verification session, using superior strength evidence that supports impersonation resistance, while adhering to stringent anti-phishing authentication ial3 requirements backed by hardware authenticators.
HYPR's workforce ID verification solution assists organizations in meeting these challenges. Through its multi-layered risk-based identity proofing framework, you can leverage methods such as chat, video, facial recognition with liveness detection and document authentication to achieve IAL2 and IAL3 compliance while simultaneously reducing cyber liability insurance costs, operational expenses and risks to your organization.
IAL3 Fedramp
Identity authentication layer 3 (IAL3) involves in-person or remote identity proofing to validate an individual is who they claim they are; usually reserved for high-stakes use cases like national security and financial transactions. While more expensive than its predecessors (IAL2 and IAL1), this layer provides increased assurance levels including anti-spoofing protections and audit trails for increased peace of mind.
Modern identity platforms like Trustswiftly make meeting fedramp high identity proofing simple and cost-effective for any business. By providing nist ial3 verification through one unified platform that includes chat, video, facial recognition with liveness detection and document authentication - modern identity platforms make achieving nist 800-63-4 ial3 compliance easy and cost-effective while giving individuals an option for selecting their appropriate level of assurance based on their individual risk profiles.
CSPs seeking contracts from federal agencies may benefit from conducting an IAL3 FedRamp assessment to establish credibility. A successful assessment may help reduce cyber liability insurance and operational expenses as well as minimize the effort necessary to meet IL5 or IL6 requirements, which require extensive documentation and engineering efforts.
High Identity Proofing
Identity fraud is an enormously costly threat for digital businesses, costing customers billions through fraudulent e-commerce refunds, false insurance claims, and social engineering schemes. To minimize losses caused by identity theft, businesses should implement stringent verification standards to verify every user accurately.
NIST 800-63-4 IAL3 updates the identity management framework by mandating high assurance levels of identity proofing and authentication through a single process, while its modular structure enables relying parties to select their level of risk according to mission impact. In addition, modern technologies like FIDO passkeys and subscriber controlled identity wallets must meet these new requirements.
With these technologies combined with a hardware-anchored, remote ial3 identity verification software comes the level of cryptographic certainty necessary to sever proxy networks, reveal synthetic deepfakes, and restore operational integrity of federal contractor networks. Trustswiftly's scalable solution meets NIST IAL3 standards through chat, video, facial recognition with liveness detection and document authentication and provides security providers a simple means of meeting IAL3 requirements, lowering attack surface area, decreasing cyber liability insurance premiums and cutting down password reset costs significantly.
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